Costs, Price Factors and 2026 Rules
Roof and siding rebates in Canada 2026: Greener Homes status and what still pays
What is left of home renovation rebates for roofs and siding in 2026, the Canada Greener Homes Grant and Loan closures, provincial insulation programs and tax credits.
In 2026, replacing a roof covering or siding on its own generally does not qualify for a government rebate in Canada. Energy-efficiency programs pay for measures that reduce energy use, such as insulation, air sealing, windows, doors and heat pumps, not for shingles or cladding. The federal Canada Greener Homes Grant is closed (Natural Resources Canada says 31 December 2025 was the last day to submit documents), and the Canada Greener Homes Loan is closed to new applications. The money that remains is mostly in provincial and utility programs that pay for attic or wall insulation added during a roof or siding job, and in the federal Canada Greener Homes Affordability Program for eligible low-to-median-income households.
This guide is part of the roof replacement cost overview. Program details change often; we checked the federal and Ontario pages in October 2026, and everything else should be confirmed on the official site before you sign a contract.
Federal programs: status as of October 2026
| Program | Status (per Natural Resources Canada) | Relevance to roofs and siding |
|---|---|---|
| Canada Greener Homes Grant | Closed; last day to submit documents was 31 December 2025 | Previously paid for insulation and some envelope upgrades after an EnerGuide evaluation, never for shingles alone |
| Canada Greener Homes Loan | Closed to new applications; approved loans unaffected | Previously an interest-free loan for retrofits |
| Canada Greener Homes Affordability Program | Not shown as closed | Fully funded retrofits for eligible low-to-median-income homeowners and tenants, delivered with provinces and territories |
| Oil to Heat Pump Affordability Program | Closed in several provinces (31 July 2026 for Alberta, Manitoba, NWT, Quebec, Saskatchewan); check others | Heating, not roofing |
If you were approved for a Greener Homes loan before it closed, the loan terms are unaffected; follow the instructions in your approval.
Provincial and utility programs that may help
Programs vary by province, utility and income. The pattern is the same everywhere: the roof or siding itself is not funded, but insulation may be.
Ontario. The Home Renovation Savings Program, delivered by Save on Energy (IESO) and Enbridge Gas with support from the Ontario government, listed rebates in October 2026 for attic insulation as a single upgrade, larger insulation amounts within a bundle that starts with a home energy assessment, windows and doors per rough opening (ENERGY STAR models), air sealing, heat pumps and other measures. Roofing is not listed. If your roofer is opening the attic or replacing the deck, an insulation contractor can top up the attic first; check the program rules on pre-approval and qualifying contractors before work starts.
Quebec. Rénoclimat is still open: quebec.ca says in October 2026 that it accepts new applications and has no planned end date. Its aid categories are insulation, airtightness, doors and windows, mechanical systems and multi-unit buildings, not roofing. New rules have applied since 1 October 2026, and the program starts with a pre-work energy evaluation (about $150 plus tax, refunded if all conditions are met), so book it before the work. Check the current conditions on quebec.ca before planning work.
British Columbia. CleanBC Better Homes lists rebates for heat pumps and, at various times, insulation and windows, including income-qualified offers. Check betterhomesbc.ca.
Nova Scotia and Manitoba. Efficiency Nova Scotia and Efficiency Manitoba run home energy programs that have included insulation rebates. Check their sites for current offers.
Municipal programs. Some cities offer property-assessed clean energy (PACE) financing or local retrofit loans repaid through property tax, and a few have offered resilience rebates. The City of Calgary, for example, has promoted impact-resistant roofing because of hail risk; check whether any rebate is currently open rather than relying on past programs.
Tax credits: what can and cannot apply
| Credit | Who it is for | Does a roof count? |
|---|---|---|
| Home accessibility tax credit (federal) | Seniors 65+ and people eligible for the disability tax credit, or those supporting them | Only expenses that make the home more accessible or safer for that person; a roof replacement normally does not qualify |
| Multigenerational home renovation tax credit (federal) | Creating a secondary unit for a qualifying senior or adult with a disability | Eligible expenses relate to creating the secondary unit; a roof over a new unit may form part of that work, a re-roof of the existing home does not |
| Quebec home renovation credits | Past programs such as RénoVert have ended | Check Revenu Québec for any current credit |
| Rental property capital cost allowance | Landlords | A new roof is generally a capital expense depreciated over time |
Rules on eligibility, limits and documentation for the federal credits are set by the Canada Revenue Agency; read the CRA guidance or ask a tax professional before relying on a credit for a large project.
Worked example: roof plus attic insulation in Ontario
Illustrative figures only.
- Re-roof: $15,500 before tax.
- Attic insulation top-up by a separate insulation contractor: $2,600 before tax.
- Rebate for attic insulation under the provincial program: assume $1,250, the single-upgrade amount listed in October 2026 (confirm before you rely on it).
HST on both jobs: ($15,500 + $2,600) × 13% = $2,353. Total paid = $15,500 + $2,600 + $2,353 = $20,453. Net after rebate = $20,453 − $1,250 = $19,203. The rebate offsets about 48% of the insulation's pre-tax cost ($1,250 ÷ $2,600), but less than 7% of the overall project.
Sequencing roof work and insulation
- Book any required pre-work energy assessment before the roof job if you want an insulation rebate that requires one.
- Fix air leaks into the attic (pot lights, attic hatches, plumbing stacks) before adding insulation.
- Make sure soffit intake vents are kept clear with baffles so new insulation does not block attic ventilation, a common cause of ice dams. See ice dams, ventilation and flashing failures.
- Keep invoices and product details for each contractor separately; programs usually need them.
Siding and exterior insulation
Adding rigid insulation under new siding improves walls and, in some programs, has counted as wall insulation. If you plan to claim, confirm the insulation's thickness and rated value meet the program's requirements and that the program accepts exterior insulation. See siding replacement costs.
FAQ
Will any rebate pay for metal roofing because it lasts longer?
Not in the federal or major provincial energy programs we checked. Durability is not an energy measure. Some insurers may offer a premium discount for certain roof types; ask yours.
Can I still apply for the Greener Homes Grant?
No. Natural Resources Canada lists the grant as closed, with the final document deadline of 31 December 2025.
Is there GST/HST relief on renovations?
Not for ordinary renovations of an existing home. See GST/HST and PST on roofing.
Sources
- Natural Resources Canada — Canada Greener Homes Initiative status and the Affordability Program
- Home Renovation Savings Program (Ontario) — current rebate list and conditions
- CleanBC Better Homes — British Columbia rebates
- Efficiency Nova Scotia and Efficiency Manitoba — provincial programs
- Government of Quebec — Rénoclimat
- Canada Revenue Agency — home accessibility and multigenerational home renovation tax credits
