Common roofing and siding failures, insurance claims versus wear and tear, warranties, scams, complaints and where to check the rules.
Most roofing disputes follow a few familiar patterns: leaks traced to flashing or ventilation rather than the shingles, a warranty that turns out to be prorated or void, an insurance claim refused as wear and tear, a deposit paid to a door-to-door crew that never came back, or a subcontractor's lien on the title after the homeowner paid in full.
The pillar guide, roofing problems and official sources, maps each problem to the body that can help and links to every guide here. Then read about home insurance roof claims, manufacturer versus workmanship warranties, installation failures such as ice dams and poor ventilation, storm chasers and door-to-door roofing scams and how to complain about a roofer.
This is general information, not legal advice. Deadlines in lien acts, limitation periods and insurance policies can be short, so for a large dispute speak to a lawyer (or a notary in Quebec) early.
Failures, Disputes and Official Sources
When Canadian home insurance covers roof and siding damage from hail or wind, why wear and tear is excluded, depreciation and roof age, deductibles and how to dispute a refusal.
Failures, Disputes and Official Sources
How ice dams form on Canadian roofs, the role of air leaks, insulation and ventilation, eave protection, flashing mistakes on new roofs and what fixes cost.
Failures, Disputes and Official Sources
How shingle and metal manufacturer warranties differ from a roofer's workmanship warranty, why "lifetime" is usually prorated, what voids coverage and your rights under provincial law.
Failures, Disputes and Official Sources
Step-by-step escalation for roofing and siding disputes in Canada: demand letters, provincial consumer offices, the RBQ, municipal licensing, small claims courts and the BC Civil Resolution Tribunal.
Failures, Disputes and Official Sources
The most common roof and siding failures and disputes in Canada, mapped to the warranty, insurer, regulator, consumer office or court that can help, with official sources.
Failures, Disputes and Official Sources
How door-to-door roofing and siding scams work after hail and windstorms in Canada, the warning signs, your cooling-off rights and where to report fraud.
